Bank Branch Locator

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch. It is mandatory for NEFT, RTGS, and IMPS fund transfers to ensure money reaches the correct branch.

You can find it on your cheque leaf, passbook, or by using our IFSC lookup tool. Simply select the bank, state, district, and branch to get the exact code and address details immediately.

Yes, all features including lookup, validation, and QR generation are completely free and support unlimited searches for personal and business use.

If the code belongs to the same bank but a different branch, the money usually gets credited to the account number (if valid). If the code belongs to a different bank, the transaction may fail or bounce back.

The database is regularly updated with the latest RBI records. However, for recently merged banks or shifted branches, we recommend double-checking with your official banking app.

Not always. UPI primarily uses a VPA (Virtual Payment Address) or mobile number. However, if you transfer to a bank account number via UPI, the IFSC code is required.

No, IFSC is only for domestic transfers within India. For international transfers, you need a SWIFT/BIC code, which is different.

Merged banks often have updated IFSC codes. Use our lookup tool and select the 'HDFC' bank name representing the current entity to find the active code for any branch.

MICR (Magnetic Ink Character Recognition) is a 9-digit code used primarily for clearing physical cheques in the ECS (Electronic Clearing System).

The RBI maintains the master list. Our tool uses a synchronized version of this database to provide you with the most accurate and recent data.